Harees Gold Savings Scheme

Secure your future with our trusted gold investment plans. Get 916 purity gold with 0% making charges!

Go to My Schemes View Policies

Basic

SchemeA

Monthly Installment

₹500.00

Term

11 Months

Bonus

₹600.00

Final Value

₹6,100.00

Premium

SchemeB

Monthly Installment

₹1,000.00

Term

11 Months

Bonus

₹1,200.00

Final Value

₹12,200.00

Elite

SchemeC

Monthly Installment

₹2,000.00

Term

11 Months

Bonus

₹2,400.00

Final Value

₹24,400.00

Royal

SchemeD

Monthly Installment

₹2,500.00

Term

11 Months

Bonus

₹3,000.00

Final Value

₹30,500.00

Imperial

SchemeE

Monthly Installment

₹5,000.00

Term

11 Months

Bonus

₹6,000.00

Final Value

₹61,000.00

Dynasty

SchemeF

Monthly Installment

₹10,000.00

Term

11 Months

Bonus

₹12,000.00

Final Value

₹122,000.00

Why Choose Harees Gold Scheme?

0% Making Charges

Get 916 purity gold jewelry with no making charges - only GST applies

Attractive Bonus

Earn bonus amounts on your savings when you complete the scheme

Safe & Secure

Your investment is protected with transparent terms and conditions

How Our Gold Scheme Works

Choose Your Plan

Select from our flexible monthly installment options ranging from ₹500 to ₹10,000. Visit any Harees Gold & Diamonds showroom to enroll.

Make Monthly Payments

Pay your fixed installment before the 10th of each month at any Harees Gold & Diamonds showroom. You'll receive a passbook to track your payments.

Receive Your Gold

After 11 months, redeem your savings as 916 gold jewelry with 0% making charges (only GST applies). Choose from our exquisite collections.

Terms & Conditions

Eligibility: Indian citizens can join the scheme anytime by providing valid ID proof (Aadhar, PAN, etc.) and a color photograph. For minors under 18 years, guardian's ID proof is required.

Multiple Schemes: Members can maintain multiple schemes simultaneously with different installment amounts.

Payment Terms: The first month's installment amount must be maintained for all subsequent months. Payments must be made before the 10th of each month.

Maturity: Gold can only be redeemed after scheme maturity (11 months). Premature closure forfeits bonus benefits - only normal gold purchase is allowed.

Gold Purchase: At maturity, the total amount (savings + bonus) must be used to purchase 916 purity gold jewelry with 0% making charges. Only applicable GST will be charged.

Regulations: Government gold control regulations apply to this scheme. Terms are subject to change as per government policies.

OUR SHOWROOMS

Chinnakada

Paravur

Koottikada

Open 9:30 AM - 8:30 PM

9846598663 8086594491

9567102422 0474 2742916

FREQUENTLY ASKED QUESTIONS

Can I change my installment amount later?

No, the installment amount must remain consistent for all 11 months. However, you can start a new scheme with a different amount while maintaining existing ones.

What if I miss a payment?

Missed payments may affect your bonus eligibility. Please contact us immediately if you anticipate difficulty in making a payment. Late payments may be accepted with a penalty.

Can I get cash instead of gold?

No, the scheme is designed for gold purchase only at maturity. The total amount must be used to purchase gold jewelry from our collections.

Is there any making charge?

No making charges, only applicable GST will be charged on gold purchase. You get 916 purity gold at the day's rate when you redeem your scheme.

Can I redeem before maturity?

Premature redemption forfeits the bonus amount. You can only purchase gold at normal rates with the amount paid till that date.